Full-time employees can elect to enroll in the opt-out provision for Medical and/or Dental insurance only either in the first 30 day's of employment or during the opt-out open enrollment in May (original form due back to HR by May 15th) for a July 1st change. If you are interested in the opt-out provision email Kristi Baublitz and Aislinn King in the Human Resources department.

What is a Flexible Spending Account (FSA)?

A Health Care Flexible Spending Account (FSA) lets you set aside part of your paycheck to pay you back for future health care or dependent care expenses. You decide how much to contribute to the account, and the portion of your paycheck you put into your FSA is taken out before you pay federal income taxes, Social Security taxes and most state taxes.

Full-time employees can elect flexible spending account in the first 30 days of employment or during open enrollment in October for a January 1st change.

What’s the difference between a “health care” FSA and a “dependent care” FSA?

The difference is in how you can use it. Money in your health care FSA can be used to pay for health care expenses, such as prescribed medications, vision and dental care. Your dependent care FSA helps you pay for expenses incurred to care for children or other individuals while you work.  Examples of eligible expenses include day care, preschool, babysitting or elder care. 

HSA Quick Guide

HSA Frequently Asked Questions

A Health Savings Account (HSA) allows you to set aside pre-tax funds to help pay for eligible healthcare expenses.

You are eligible to open and contribute to an HSA if you are enrolled in a Qualified High Deductible Health Plan (QHDHP). An HSA can help you manage out-of-pocket medical costs while providing tax advantages.

For complete eligibility requirements, contribution limits, and plan details, please refer to the Health Benefits Booklet.